Terms and Conditions
Kaimur Financial Services Pvt Ltd (KMFSL)
Introduction
Welcome to the official website of Kaimur Financial Services Pvt Ltd (KMFSL). By accessing or using this website, you agree to comply with these Terms and Conditions, which govern your use of the website and the services provided by KMFSL. If you disagree with any part of these terms, you must discontinue using the website immediately.
1. Definitions
1.1 “Company” refers to Kaimur Financial Services Pvt Ltd, its affiliates, directors, employees, and authorized representatives.
1.2 “User” refers to any individual, organization, or entity accessing the website or availing of KMFSL’s services.
1.3 “Services” include but are not limited to financial consultancy, advisory services, assistance in obtaining duplicate share certificates, and other related offerings.
1.4 “Content” refers to all materials, including text, graphics, images, and data available on the website.
2. Acceptance of Terms
2.1 By using this website, you confirm that you are at least 18 years old or have the consent of a legal guardian.
2.2 You agree to comply with all applicable laws and regulations while using the website or services.
3. Scope of Services
3.1 KMFSL provides professional financial advisory services tailored to client requirements.
3.2 The website’s content is for informational purposes only and does not constitute professional advice, guarantees, or contractual obligations.
3.3 Any service engagement is subject to separate agreements, which may include additional terms and conditions.
4. Registration and User Accounts
4.1 Users may need to register for an account to access certain services.
4.2 Users are responsible for maintaining the confidentiality of their login credentials and for all activities under their accounts.
4.3 KMFSL reserves the right to terminate accounts or deny access if misuse or non-compliance with these terms is detected.
5. Payment Terms
5.1 All payments for services must be made as per the agreed terms and timelines.
5.2 KMFSL reserves the right to suspend or terminate services for non-payment or delayed payment.
5.3 Any fees paid are non-refundable unless explicitly stated otherwise in the service agreement.
6. Intellectual Property Rights
6.1 All content, trademarks, logos, and intellectual property on the website are the exclusive property of KMFSL or its licensors.
6.2 Users may not reproduce, distribute, or commercially exploit any content without prior written consent from KMFSL.
7. Limitation of Liability
7.1 KMFSL is not liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or its services.
7.2 The Company shall not be held responsible for any errors, interruptions, or delays in service caused by factors beyond its control, including but not limited to technical issues or force majeure events.
8. Confidentiality and Data Protection
8.1 KMFSL is committed to safeguarding user data in compliance with applicable data protection laws.
8.2 Users agree not to disclose any confidential information shared during service engagements.
9. Prohibited Activities
Users are prohibited from engaging in the following activities:
- Misrepresenting their identity or providing false information.
- Attempting to hack, disrupt, or interfere with the website’s functionality.
- Using the website for fraudulent or illegal activities.
10. Third-Party Services and Links
10.1 The website may contain links to third-party websites or services. KMFSL does not endorse or assume responsibility for the content, policies, or practices of these third-party entities.
10.2 Users access third-party links at their own risk.
11. Disclaimer of Warranties
11.1 The website and its content are provided “as is” without any warranties, express or implied.
11.2 KMFSL does not guarantee uninterrupted access to the website or that the content is error-free or up-to-date.
12. Termination of Access
12.1 KMFSL reserves the right to restrict, suspend, or terminate a user’s access to the website or services at its sole discretion without prior notice.
12.2 Termination does not waive KMFSL’s rights to seek remedies for any breaches of these terms.
13. Force Majeure
KMFSL shall not be held liable for delays or failures in performance caused by events beyond its reasonable control, including natural disasters, acts of government, strikes, or technical failures.
14. Dispute Resolution
14.1 Any disputes arising from the use of the website or services shall first be attempted to be resolved amicably through negotiation.
14.2 If a resolution cannot be reached, the dispute shall be referred to arbitration in accordance with the Arbitration and Conciliation Act, 1996. The venue for arbitration shall be Patna, Bihar.
15. Governing Law and Jurisdiction
15.1 These Terms and Conditions are governed by the laws of India.
15.2 All disputes shall be subject to the exclusive jurisdiction of the courts in Patna, Bihar.
16. Amendments to Terms
16.1 KMFSL reserves the right to amend these Terms and Conditions at any time without prior notice.
16.2 Users are encouraged to review the terms periodically to stay informed of any changes.
17. Contact Information
For any queries or concerns, please contact:
KAIMUR FINANCIAL SERVICES PVT LTD
101 Shanti Villa, New Chamn Chak Nandlal Chhapra
Near (Ramdev Fakira Smriti Path 8A), Patna, Bihar – 800027
Tel: +919798942818, 6203619909
Email: help@kmfsl.in
Website: www.kmfsl.com
